Challenged Credit Financing Solutions in RI, Warwick

Where Can I Find a Bad Credit Car Loan in RI?

Are you in the market for a new car or high-quality used car, but you’re having trouble getting approved for an auto loan in Warwick? You’ve come to the right website, as our Nissan dealership in Warwick works with a wide spectrum of credit histories, providing help to even those with bad or no credit.

At Balise Nissan of Warwick, we have compassion for those with less-than-perfect credit, and we know how crucial it is to have a vehicle that you can rely on. Not only do we work with drivers from all over Providence, Cranston, Pawtucket, Coventry, RI and North Attleborough, MA, but we also have extensive experience working with all credit types. We offer car loans with good terms and reasonable rates, and our professional financial consultants will go over every step of the financing process upfront so there are no surprises.

We also make it easier to invest in the pre-owned car, truck, van or SUV that you need with our bargain inventory. These are reliable, well-maintained used vehicles priced under $15,000. These are not only vehicles that you can afford to drive but that you genuinely want to drive.


The FAQs about Bad Credit Car Loans

Below, you’ll find some important facts to consider when weighing your financing options. Value your trade while you read up on the important facts.

Can I get a car loan with bad credit?
In short, yes! Even if you’ve had trouble securing an auto loan in the past, our finance team works with a variety of lenders in order to pair you with a car loan that complements your unique financial situation.

Will buying a car hurt my credit?
Actually, a car loan will help rebuild poor credit, so opting for an auto loan now can help you secure a better rate in the future as well.
Will my interest rate be higher with bad credit?
Not necessarily. We work with many banks and credit unions to get our customers the best, most reasonable rate as possible.

I’ve never had credit before. Can I get pre-approved?
Yes, we can work with first time buyers. You can even start the pre-approval process from home using our secure financing application, accessible via our website. However, since you’re new to the financing process, you might want to visit the dealership so that our finance team can help you complete the paperwork.

Can I use my trade-in as a down payment?
Yes, you can. Using your current car as a trade-in is a great way to lower your down payment. You may need to put down additional money if there’s a lien on the vehicle that you’re trading in. Our sales consultants can help you determine how to get the most out of your trade-in value.

What will my new monthly payments be?
This depends on a variety of factors. Monthly payments are based on your credit profile as well as the price of the vehicle you’re buying. For instance, newer cars with lower mileage qualify for extended terms. To help you narrow down your used-car search, you can also receive an instant estimate of your monthly payments using our payment calculator.

What are the next steps?
Simply fill out a finance application from the comfort of home. Once we receive your information via this encrypted form, one of our financial consultants will reach out to your with the next steps. Need assistance completing the form? Feel free to reach out to us at 888-462-0145 for visit our facility at 1350 Post Road in Warwick for one-on-one assistance.

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1350 Post Road • Warwick, RI 02888

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Today's Hours:

Open Today! Sales: 9am-7pm

Open Today! Service: 8am-5pm

Open Today! Parts: 8am-5pm

Balise Nissan of Warwick 41.7428442, -71.4287304.